We think our name says it all, we are building a resource about how to obtain a yearly free online credit report, in th eUnited States the law allows every consumer to recieve one report a year with no fee. Services exist that charge for these free reports, dont pay, save and learn. Services do exist that are great for monitoring your financial health and we do think many are great. But viewing your credit reports and scores, is something that just makes good sense and it is the law.